Shelbyby AIfactorScope a pilot
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Blueprint · ready to pilot

Loan application handling

Complete, checked application files for your advisers.

Runs: On demand

Inputs

  • Application forms and supporting documents
  • Bank statements and ID
  • Lender criteria

Outputs

  • An application summary
  • A list of missing items
  • An affordability pre-check against lender criteria

Where a person checks

An adviser signs off every file. The blueprint prepares the file; it does not score or decide.

What stays, what may leave

Direct identifiers stay on premises. Payloads that leave are pseudonymised and routed under your policy.

Tests that gate go-live

  • Set per engagement in the pilot statement of work, fixed before kickoff
  • Always includes identifier recall by entity class, zero canary egress and fail-closed behaviour

For

Mortgage intermediaries · Credit intermediaries

Regulatory note

Used for creditworthiness evaluation, a loan blueprint may be a high-risk AI system under the EU AI Act and engage GDPR Article 22. We scope it with your compliance function to keep it to handling, not scoring or decision-making.

What your risk function receives

The design, the governance manifest and the audit scope for this blueprint, before the pilot starts.

Pilot loan application handling in 30 days.

Scope a pilot